I decided not to post monthly money diaries early this year because I wanted The Purple Cotton to be a place for real solutions. But
An emergency fund is for financial disaster. In 2018, 75% of Malaysians said it was a challenge to raise RM1,000 cash in the event of
If you are new to managing your personal finance, reviewing your expenses and cut your life cost is always the first step. I included more
Even after the lockdown, I was confident that my job would remain. Not because I am superb at my work, but what I do is
Disclaimer: This is a personal, non-financial professional view. Please seek professional advice on any investment decisions. A fixed-income fund is mutual funds that own fixed
Disclaimer: This is a personal, non-financial professional view and is not an investment recommendation. The invention of ETFs has made index investment (the notable all
At the end of last year, it became apparent to me that the best way I can manage finance is beyond writing money diaries. Keeping
Ten years ago, I opened an excel file and started recording my expenses. That did not motivate me to spend less. It’s like a mindless
Whenever I serve in a kitchen soup, it’s a humbling experience to see the people – for the right, and wrong reasons ended up living
Think about the last time you score a financial win. What was the key that made it possible? Was it a sale, a clearance? A
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